What Can You Afford?
When purchasing a property, you are locking youself down to a long term commitment financially, so this really does need to be thought about properly. Things to think about include your current assets which may be any savings you may have, along with the inflows and outflows of cash monthly.
Secondly, you should consider the luxuries in life you are used to or maybe not use to, but things you would like to buy, the purse strings will be much tighter when you have a mortgage to think about. You should take time our to plan out your year finiancially, just so you can see how your income and outgoing cash will be affected by your mortgage, and only when you are happy with that, should you buy your new house.
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